Terms of Use

The following conditions apply to the use of our website and our online platform.

General Information

The website and the online platform are operated by Brezel Digitaler Assekuradeur GmbH ("BREZEL", "we", "us").
All content is our property or the property of our licensors. All rights to the content are reserved.
The use of our website and our online platform for external purposes or commercial distribution is prohibited.
The use of the website is generally possible without registration and login.
Insofar as we refer to partner offers on our website or in the online platform, this is for information purposes only. We are not responsible for the content and offers of third parties.
As a user of our website and our online platform, you undertake to refrain from any improper use. In particular, you will not knowingly introduce harmful code into our website or our online platform. You will also not use any automated systems, scripts or similar techniques or measures to register, log in, create an account, search the website or the online platform or use content for your own or third parties' business purposes. You will not circumvent existing usage restrictions or technical protection measures.

Use of Our Online Platform

Use of the online platform requires registration and login. Registration requires you to enter an e-mail address and choose a secure password. Registration gives you access to a customer account. After registering and confirming your e-mail address, you can log in to your customer account.
Registration and login are only permitted if you are at least 18 years old and have legal capacity.
If you provide us with information and data when registering or logging in to our online platform, when initiating or concluding an insurance contract or when executing and processing an insurance contract, you ensure that this information and data is complete, correct and up-to-date.
The offers in the online platform are aimed exclusively at consumers. Access to the customer account is only granted to you personally. The use of our online platform for your own professional, commercial or business purposes or for the purposes of third parties is prohibited. This applies in particular to the brokering of our offers to third parties or the resale of our offers.
Passing on the password to third parties is not permitted. To prevent misuse, you undertake to keep your access data (password) secret. If you become aware that third parties are gaining unauthorised access to your customer account with us, you will inform us immediately and reset your password without delay.
You are only authorised to set up and use a single customer account with us. We reserve the right to cancel multiple registrations.
The customer account contains information about our company, our products and offers and corresponding documents, in particular guidelines, rules and reports.
Your customer account gives you access to your insurance contracts, claims notifications and other documents relating to our offers and services.

Liability for Content

This website is intended to provide information to users and our customers. Our aim is to keep all information on offers, products and services up to date and complete. However, we assume no liability that the content is complete or up-to-date.
The information provided on the website does not constitute legal, actuarial or other advice or a recommendation to conclude an insurance contract. If you require such advice, you should seek the opinion of a competent specialist in the relevant field.

Availability

We endeavour to ensure the availability of the website and the online platform at all times and to avoid restrictions on usability. However, we assume no guarantee or liability for uninterrupted operation or access to the website or the online platform at all times, usability with specific software or the absence of technical errors.
We reserve the right to restrict availability, in particular for system maintenance and defence against attacks, as well as to make changes.

Data Protection and Cookies

Our Privacy Policy and our Cookie Policy apply to the use of the website and the online platform.

German Law

These terms of use and all disputes arising from or in connection with the use of this website and the online platform are subject to the law of the Federal Republic of Germany.

Changes

We reserve the right to make changes to the terms of use.

Status: February 2025